WE AUTOMATE YOUR CREDIT ORIGINATION WITH AI
BIKY powers your sales operation with Emotional Artificial Intelligence, focused on measurable and scalable results.
+20M
QUALIFIED LEADS PROCESSED AND MANAGED
+10K
ACTIVE AGENTS AND SALES REPS
+15
COUNTRIES WITH +1K MULTICULTURAL BRANDS
+98%
DATA ACCURACY HALLUCINATION FREE
6
YEARS AUTOMATING SALES WITH AI
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THE AI-POWERED CREDIT ORIGINATION PLATFORM
Each module is designed for end-to-end AI-driven sales, giving you a complete suite to scale your financial sales.
ACTIVATE 
SITE
Turn visitors into leads with an optimized conversational site, so you can capture, guide, and sell more effectively
FLOWS
Standardize processes with no-code flows, allowing you to scale sales operations with consistency
CONNECT
SMART CHAT
Orchestrate omnichannel support and coordinate multiple agents to deliver precise, effective responses
SMART CALLS
Activate AI-powered smart calls, enabling your team to connect with customers more effectively
CATALOG
Offer products, inventory, and promotions in one place, enabling frictionless quoting and selling
EXECUTE
CRM
Prioritize leads and opportunities with a clear pipeline, improving forecasting, focus, and close rates
ANALYTICS
Measure sales performance in real time to make precise decisions and stay in control of results
ESCALE
OUTBOUND
Launch personalized campaigns via WhatsApp, email, and SMS, activating your customers more effectively
DATA LAKEHOUSE
Centralize, govern, and activate all your unified data AI-ready so you gain an unfair competitive advantage
AI-POWERED CREDIT ORIGINATION CYCLE
With BIKY, you automate your commercial operation from the very first point of contact, guiding your customer throughout their entire lifecycle.
1.
LEAD ACTIVATION & GENERATION
Smart ads that learn from your conversions to lower CAC and increase LTV.
Automatically segment audiences across Meta and Google using deep learning models trained with your data. Create lookalike audiences and re-engage recurring prospects with relevant messages and offers.
2.
ALWAYS-ON CREDIT ORIGINATION
24/7 automated engagement that turns interest into credit applications.
Respond across all channels, resolve questions in real time, and personalize offers. Nurture and qualify leads to get them ready to apply for credit, reducing friction and enabling a smoother human-assisted close.
3.
SERVICE & SUPPORT WITH EMPATHY
Your financial brand speaks with personality — not scripts.
Adapt tone and style to your financial institution’s culture and each customer profile using behavioral intelligence based on DISC, keeping conversations human, close, and consistent.
4.
AUTOMATED CREDIT CATALOG
Your financial products, always up to date and ready to originate.
Centralize and update your credit offering — product types, amounts, terms, rates, fees, requirements, eligibility rules, and active promotions. Everything unified so customers receive the right option based on their profile, and your sales team can quote, pre-qualify, and move the process forward without friction.
5.
IDENTITY & BACKGROUND VERIFICATION VIA WHATSAPP
Frictionless KYC and biometric verification — ready to approve.
Automate prospect verification (KYC) with data and document capture, validation against trusted sources, and inconsistency detection. Perform biometric verification via WhatsApp, guiding users step by step to confirm identity remotely. Reduce friction and risk, accelerate approvals, and route only exception cases to human review.
6.
PROACTIVE FOLLOW-UP
No high-intent lead goes cold.
Large Action Models (LAM) execute the next best action — remind, follow up, reactivate, or escalate — selecting the right channel and message based on intent. Maintain continuity until the human-assisted close.
7.
CREDIT APPROVAL & DIGITAL SIGNATURE
Fast decisions. Contracts signed in minutes.
Automate end-to-end credit approval: pre-qualification, identity validation, credit bureau checks, and offer calculation (amount, term, rate) with full traceability. Once accepted, the contract is generated and digitally signed in minutes, preserving evidence and document integrity for audit and compliance.
8.
DIGITAL COLLECTIONS & PAYMENTS
Automated collections, on-time payments, and lower delinquency.
Automate installment collections and digital payments with proactive reminders on the right channel, payment links, and real-time reconciliation. Personalize messages by due date, amount, and payment behavior; enable agreements or retries when applicable, and escalate only critical cases to human teams—maintaining full traceability for every action and transaction.
9.
ADVANCED REAL-TIME ANALYTICS
Total visibility into results — live.
Consolidate marketing, sales, and operational data to measure performance, detect bottlenecks, and prioritize actions with precision. Make faster decisions based on real data.
10.
CONNECTED TO YOUR DATA ARCHITECTURE
Runs on your existing systems, no replacements required.
Native API integrations with CRM, ecommerce platforms, ERP, and marketing tools. No silos or reprocessing, with real time data to automate, execute, and measure.
11.
REPEAT
The new funnels are loops.
Every interaction feeds the system and makes the next one more profitable. Instead of a funnel that ends at purchase, you operate a continuous loop: sales, post sales, repurchase, and referrals, reducing CAC and increasing LTV with real time optimization.
POWER YOUR CREDIT ORIGINATION SYSTEMS WITH AI
Integrate in minutes, not months and centralize and orchestrate all your data from a single education sales automation platform powered by Emotional Artificial Intelligence.
What is BIKY?
Better Intelligence. Kinder You.
A new way to scale education sales and transactions with empat
A platform to automate your sales operation
Built with specialized modules, designed as a single system and a single source of truth. Every part connects seamlessly to the next: lead generation, conversations, funnels, flows, analytics, and integrations — all running on one clear, reliable foundation.
With BIKY, you get an education sales operation that is simple, aligned, and ready to scale.
That’s why BIKY incorporates Emotional Artificial Intelligence
It doesn’t just respond. It understands intent, context, and tone — and acts accordingly to elevate every interaction.
And it does so with empathy. Because we’ve proven that when real empathy exists between institutions and people, education organizations thrive. And when education thrives, society moves forward.
The most important outcome is
Freeing your human team so they can invest their time in what truly drives results: judgment, relationships, and strategy.
What BIKY does:
- Activates new and returning students
- Connects each prospect with the right academic offer
- Executes your education sales operation end to end
- Scales enrollments with consistency
Your sales with BIKY ✅
Operate on an all-in-one platform that centralizes your data with full traceability
Consolidate messaging, knowledge, and prospecting steps with over 98% accuracy
Leverage unstructured data to turn conversations into sales intelligence
Respond and sell 24/7 across all channels, without missing opportunities or leads
Maintain proactive follow-up through closing, without customers repeating information
Connect ads, conversations, closing, and repeat purchases optimizing for real revenue to reduce CAC and increase LTV
❌ Your sales without BIKY
Rely on disconnected tools with fragmented, uncontrolled information
Struggle due to turnover and training gaps, operating with less than 70% accuracy
Depend only on structured data, missing the real context behind buying decisions
Are limited by schedules and isolated channels, letting leads go cold and burning out your team
Follow-up inconsistently, breaking the thread and forcing customers to repeat themselves every time
Keep ads and sales disconnected, optimizing blindly CAC rises and LTV drops due to lack of continuity
OUR OBSESSIVE FOCUS
is growing your sales with Emotional Artificial Intelligence, centered on measurable results.
24/7 coverage across your sales channels with AI
Integrate WhatsApp, web chat, physical locations, forms, and sales lines into a single conversational flow powered by Emotional Artificial Intelligence. Ensure immediate, consistent engagement at every touchpoint eliminating friction and downtime.
+50% reduction in costs to scale your sales
Automate operational sales tasks and reduce reliance on large teams. Lower the cost per lead handled—without sacrificing quality or volume.
+90% of CRM activity recorded without human intervention
Thanks to automated lead nurturing, every interaction, data point, and progression is automatically recorded in the CRM and CDP. This removes administrative burden, eliminates excuses for your team, increases pipeline accuracy, and scales your sales with Emotional Artificial Intelligence—while improving full lead traceability.
100% data protection and information traceability
Encryption, full auditing, and compliance with enterprise standards and each country’s data protection laws (GDPR, ARCO, Law 1581). Every action is logged, ensuring data integrity and operational security. Data security is essential to scale your sales.
The New Sales Economy
Access curated knowledge to power your sales with AI—enabling you to anticipate trends, uncover opportunities, and redefine how to scale in a connected, intelligent, and more human market.
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Evolved customer service.
Access an advanced Customer Care program powered by solid processes and artificial intelligence. Our team supports you through adoption, issue resolution, and continuous optimization of the platform ensuring outstanding results.
Transparency
We believe long-term relationships are built on transparency and clear rules. That’s why we make our Terms and Conditions available to clearly define how the platform works, the commitments we make to our customers, and the responsibilities of each party. This ensures the proper, ethical, and secure use of artificial intelligence.
We protect your privacy.
All information you provide is handled in accordance with international standards such as the EU General Data Protection Regulation (GDPR – Regulation (EU) 2016/679), Mexico’s ARCO Law, and Colombia’s Law 1581 of 2012. We operate under principles of legality ensuring transparency, legitimate purpose, data minimization, accuracy, integrity, and strict confidentiality.
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